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3966 High Bluff Drive, Largo, FL 33770

$699,000
BEDS4 BATHS3 full SQUARE FEET1,746 MLS#TB8466262
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3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770

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3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770
3966 High Bluff Drive, Largo, FL 33770

Property Description

Welcome to 3966 High Bluff Drive, a beautifully updated four-bedroom, three-bathroom saltwater pool home in the highly desirable, deed-restricted Harbor Hills community of Largo. Ideally located just minutes from the Gulf beaches yet positioned high and dry with no flood insurance required and no risk of flooding, this property offers the rare combination of coastal convenience and true peace of mind. Situated on a premium corner lot along a quiet interior street, the home delivers standout curb appeal with lush landscaping, a covered front porch, and an attractive paver driveway and walkway that create a warm and inviting first impression. Inside, the open-concept layout is designed for effortless everyday living and entertaining, featuring bamboo flooring throughout the main living areas and classic terrazzo floors in the bedrooms for durability and charm. Natural light fills the home, complemented by plantation shutters, updated ceiling fans, and contemporary lighting that enhance the relaxed Florida aesthetic. The kitchen is both functional and stylish, showcasing expansive granite countertops, abundant cabinetry, stainless steel appliances, an induction range, and a large island with additional storage and seating for up to five. It flows seamlessly into the dining and living areas, keeping gatherings connected and comfortable. The bedrooms are thoughtfully positioned toward the rear of the home for added privacy, offering generous space and flexibility. The primary suite serves as a true retreat with direct access to the pool and an ensuite bath featuring an oversized walk-in shower with crisp white tile and pebble accents. A recently renovated secondary bathroom brings spa-like appeal with contemporary finishes, an open shower design, and a freestanding soaking tub. The laundry room is conveniently located just off the kitchen with direct access from the pool area, making post-swim clean-up simple and practical. Outdoors, the private backyard oasis centers around a sparkling saltwater pool surrounded by pavers and enclosed within a screened lanai for year-round enjoyment. Beyond the pool, additional paver space, lush landscaping, and newer vinyl fencing create a private and versatile setting perfect for entertaining or relaxing in the Florida sunshine. Located near Belleair and just minutes to Indian Rocks Beach, Clearwater Beach, Sand Key, and Belleair Beach, this home places you close to world-class beaches, dining, shopping, and entertainment. Recent improvements add tremendous value and peace of mind, including a new roof, soffits, fascia, and exterior downlighting in 2023; HVAC with UV filtration in 2024; updated plumbing and electrical in 2024; bathroom remodels in 2021; and a water heater installed in 2017. With a low HOA fee of just $100 per year, 3966 High Bluff Drive offers exceptional quality, location, and lifestyle in one of Largo's most sought-after neighborhoods.

3966 High Bluff Drive | MLS# TB8466262

This single family home located at 3966 High Bluff Drive, Largo, FL 33770 is currently listed for sale with an asking price of $699,000. This property was built in 1959 and has 4 bedrooms and 3 full baths with 1746 sq. ft. High Bluff Drive is located in the HARBOR HILLS subdivision. Search HARBOR HILLS real estate on cheryld.watsonrealtycorp.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Garage: 2 car attached
Heating: Central
Home Style: Ranch
Lot Size: 0.19 Acres
Roof Type: Shingle
Stories: 1.0
Taxes: $2,574
Year Built: 1959
Square Feet: 1,746

Amenities

Ceiling Fans(s)
Private Mailbox

Feature Descriptions

Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Days on Site: 55
Directions: From 130th Ave N/Wilcox Rd Turn right onto 128th St/Pine St Turn left onto Dryer Ave Turn right onto Indian Rocks Rd Turn left onto High Bluff Dr
Exterior: Block, Stucco
Flood Zone Code: X
Flooring: Terrazzo, Wood
Foundation: Slab
HOA Fee: 100/ Annually
HOA Y/N: Yes
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, VA Loan
Lot: Cleared, In County, Landscaped, Level, Paved
Lot Dimensions: 0.19
Ownership: Fee Simple
Parking: Driveway, Garage Door Opener
Parking Notes: Driveway, Garage Door Opener
Patio/Porch: Patio, Porch
Pets Allowed: No
Pool: In Ground, Salt Water
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Sewer: Public Sewer
Showing Instructions: See Remarks, ShowingTime
Special Sale Provisions: None
Swimming Pool: Yes
Utilities: Electricity Connected, Sewer Connected, Water Connected
Vegetation: Trees/Landscaped
Water: Public
Water Access Y/N: No
Zoning: R-3

Listed By / Shown By

Listed By

Agency Name: RE/MAX ACTION FIRST OF FLORIDA
Agency Contact: 727-531-2006

Shown By

Agent Name: Cheryl Dziurzynski
Agent Phone: (904) 377-6986
Agency Title: Watson Realty Corp., REALTORS ®

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Estimate Your Payment

Estimated Payment

$ 3,789.06 per month $3,370.68 Principal & Interest $214.50 Property Tax $203.88 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/26/2026. The listing information on this page last changed on 03/26/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 03/26/2026 12:33:23 AM EST) or GAMLS (last updated Wed 03/25/2026 11:14:58 PM EST) or Stellar MLS (last updated Thu 03/26/2026 12:29:02 AM EST) or SPC MLS (last updated Wed 03/25/2026 11:20:28 PM EST) or Martin MLS (last updated Wed 03/25/2026 11:38:11 PM EST) or Indian River MLS (last updated Wed 03/25/2026 11:30:25 PM EST) or Daytona MLS (last updated Wed 03/25/2026 11:36:52 PM EST) or Northeast Florida MLS (last updated Thu 03/26/2026 12:18:43 AM EST) or Beaches MLS (last updated Thu 03/26/2026 12:26:45 AM EST) or BORMLS (last updated Wed 03/25/2026 11:15:44 PM EST) or Golden Isles MLS (last updated Wed 03/25/2026 11:26:33 PM EST) or Amelia/Nassau MLS (last updated Wed 03/25/2026 11:25:17 PM EST) or Dixie Gilchrist Levy MLS (last updated Wed 03/25/2026 11:42:17 PM EST) or NFLMLS (last updated Wed 03/25/2026 9:05:30 PM EST). Real estate listings held by brokerage firms other than Watson Realty Corp., REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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